Insurance
Better to be safe than sorry!
The area of insurance needs to be addressed early and dealt with carefully. Try to find a broker who can develop a comprehensive package that avoids costly 'over insurance'. The following are risks you should consider insuring against:
* Public Liability
* Workcover
* Instrument Insurance
* Personal Accident & Injury
* Travel & Health
* Volunteers Insurance
* Cancellation & Abandonment
* Money in Transit
* Vehicles
* Non Appearance
* Studio & Contents
* Transit & Freight
* Damage to Artwork
Public Liability
Although it is not compulsory (with the exception of artists in Fringe Managed Venues), all artists should seriously consider taking out public liability insurance. This insurance covers against the risk of a member of the public being injured through the action on the artist/company, or an item of your set, exhibition or lighting rig. The venue that you perform/exhibit in should also have their own public liability insurance.
City Rural Insurance Brokers are very familiar with the insurance requirements of Fringe artists. You may request an obligation free quote from their website, www.cityrural.net.au.
Arts Law Centre of Australia
For further advice on insurance and legal matters, contact the Arts Law Centre of Australia by phone on toll free 1800 221 457, email artslaw@artslaw.com.au or visit their website www.artslaw.com.au .